The Ministry stated that the scope of the recommendation is outside of its competence.  Summary of the Ministry of Housing reply to NIHR: The Ministry stated that, although granting facilities to producers and exporters of building materials and supplies for real estate development falls within the jurisdiction of another body, it seeks to ensure that citizens obtain adequate housing. This is done through cooperating with the private sector, by granting them the privilege of developing governmental or private lands to provide housing units that are suitable for the eligible segment according to approved models and at competitive prices that enable the beneficiary of the financing housing services to obtain an appropriate housing unit. (9) Text of recommendation and summary of the competent authority’s reply to NIHR: Engage the largest number of beneficiaries of housing applications in (Mazaya) project without taking into consideration the salary or age of the beneficiary, provided the real criterion to be considered is the need for the housing service while taking into consideration the change in living standards in the community.  Summary of the Ministry of Housing reply to NIHR: a) The Ministry stated that it had proposed the concept of Mazaya program, which is based on contributing to support the monthly installment of the finances that benefit the citizens from the participating commercial/Islamic banks. According to this project, the citizen chooses the suitable property for himself and his family in line with the specified criteria, and then chooses the financing bank to disburse the funding, if the monthly deduction does not exceed one quarter of the beneficiary's income. b) Mazaya Program is subject to the regulations and requirements of banks as a primary partner in this service, provided that the maximum age limit for the acceptance of the application is from (35) years to (60) years - that is, reaching retirement age- for a repayment period extending to (25) years. The competent authority provides other financing services, namely a purchase financing service and a construction financing service, which allows the eligible citizen for housing services to apply from the age of (21) years as a minimum to the age of (50) years as a maximum. Section Two: The right to a safe and suitable environment Ninth Annual Report of the NIHR 32