integrated statistics. Relevant authorities should conduct comprehensive fisheries safety investigations and compile statistics to establish a database on fishing vessel accidents and safety information. This would help assess whether resources allocated to fisheries safety are effective and identify necessary interventions to enhance safety. (6) Strengthen social protection by introducing policy insurance Social welfare protection must adhere to equal treatment, regardless of a fisher’s nationality or residence. In emergencies requiring vessels to enter ports and provide onshore assistance to fishers, sick leave and related benefits must align with domestic regulations, ensuring no discriminatory treatment. Currently, fishers hired through overseas employment arrangements are subject to the Regulations on the Authorization and Management of Overseas Employment of Foreign Crew Members (Article 6). These provide limited social protection, covering only accidental injury, medical, and general life insurance. The minimum coverage amounts are NT$300,000 for medical insurance and NT$1.5 million for general life insurance. However, a critical issue with commercial insurance is insufficient coverage and the reluctance of insurance companies to underwrite these policies. A similar issue once existed for student group insurance. It was resolved through the passing of legislation, the Act Governing Group Insurance of Students at Schools at Senior Secondary Level or Below and Young Children at Educare Service Institutions. This shifted the system to a policy-based insurance model. “Policy insurance” refers to insurance mandated by government authorities to achieve specific policy objectives. It either requires individuals to enroll or forces insurance providers to accept applicants. Commercial insurance companies or government-established agencies operate this type of insurance, often with government subsidies to encourage or enforce enrollment. By leveraging private commercial 133