Figure 11. Home ownership by household structure Dwelling Owned/Partly Owned 80% 66.4% 64.7% 60% 59.1% 49.8% 48.7% 48.3% 37.4% 40% 51.4% 47.3% 33.4% 31.4% 20% 12.8% 0% Couple without children Couple with child(rent) One parent with Two or more child(ren) family household in-work non-poor One-person household Other multiperson household in-work poor Source: IDI 2019. Notes: Working and poverty status as defined in Section 3. Table 13 shows the in-work poverty rate in relation to both home ownership and household type. Here we observe sharply contrasting rates of in-work poverty. The in-work poverty rate for home owners is 5.2 percent, while for renters it is 9.2 percent. A further decomposition according to household structure uncovers that the gap in in-work poverty rates for homeowners and tenants is especially wide for couples with children (4.6 percent versus 8.8 percent) and single parents with children (9.7 percent versus 14.5 percent). The strong association between housing tenure and inwork poverty is consistent with previous research in the UK by Hick and Lanau (2017). Table 13. Home ownership and in-work poverty rate Total Couple Couple with child(ren) One parent with child(ren) Two or more family household One-person household Other multi-person household In-work poverty rate Dwelling not owned* Dwelling owned* 9.2% 5.2% 5.2% 4.1% 8.8% 4.6% 14.5% 9.7% 11.7% 6.7% 6.7% 5.7% 14.4% 5.1% Source: IDI 2019. In-work poverty as defined in Section 3 (average in-work poverty rate is 7.0 percent based on sample of 725,313 working households). *refers to dwelling owned/not owned in whole or in part by the usual resident(s). Page 39

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