Endnotes 52 1 Australian Human Rights Commission, Human Rights and Technology Final Report (2021), 37. 2 Actuaries Institute, Actuaries Institute Response to Human Rights and Technology Discussion Paper (10 March 2020): https://actuaries.asn.au/Library/ Submissions/2020/2020AHRC.pdf. 3 Dolman et al (2020), The Australian Anti-Discrimination Acts: Information and Practical Suggestions for Actuaries. All Actuaries Virtual Summit 2020. 4 Anti-Discrimination Act 1977 (NSW); Equal Opportunity Act 2010 (Vic); Anti-Discrimination Act 1991 (Qld); Equal Opportunity Act 1984 (SA); Equal Opportunity Act 1984 (WA); Anti-Discrimination Act 1998 (Tas); and AntiDiscrimination Act 1992 (NT). 5 Age Discrimination Act 2004 (Cth) ss 14-15, Part 4. 6 Disability Discrimination Act 1992 (Cth) s 5-6, Part 2. 7 Racial Discrimination Act 1975 (Cth) ss 5 and 9. 8 Sex Discrimination Act 1984 (Cth) s 5-7A, Part II, Division 1-2. 9 Age Discrimination Act 2004 (Cth) s 14; Disability Discrimination Act 1992 (Cth) s 5; Racial Discrimination Act 1975 (Cth) s 9; Sex Discrimination Act 1984 (Cth) ss 5-7A. 10 Age Discrimination Act 2004 (Cth) s 16; Disability Discrimination Act 1992 (Cth) s 10; Racial Discrimination Act 1975 (Cth) s 18; Sex Discrimination Act 1984 (Cth) s 8. 11 Age Discrimination Act 2004 (Cth) s 15; Disability Discrimination Act 1992 (Cth) s6; Racial Discrimination Act 1975 (Cth) s 9; Sex Discrimination Act 1984 (Cth) ss 5-7B. 12 Age Discrimination Act 2004 (Cth) s 15; Disability Discrimination Act 1992 (Cth) s6; Racial Discrimination Act 1975 (Cth) s 9; Sex Discrimination Act 1984 (Cth) s 7B. 13 Waters v Public Transport Corporation (1991) 173 CLR 349, 393 (Dawson and Toohey JJ), 406-407 (McHugh J); Styles v Secretary, Department of Foreign Affairs and Trade (1988) 84 ALR 408, 422-423; Mayer v Australian Nuclear Science and Technology Organisation [2003] FMCA 209, [72]-[73]; Clarke v Catholic Education Office (2003) 202 ALR 340, 351 [44]; Hinchliffe v University of Sydney [2004] FMCA 85, [105]-[106]; Daghlian v Australian Postal Corporation [2003] FCA 759, [110]; Trindall v NSW Commissioner of Police [2005] FMCA 2, [175]; Munday v Commonwealth (No. 2) (2014) 226 FCR 199, 226 [132] (Katzman J); Mulligan v Virgin Australia Airlines Pty Ltd (2015) 234 FCR 207, 248 [153] (Flick, Reeves and Griffith JJ). 14 Waters v Public Transport Corporation (1991) 173 CLR 349, 393, 406-407; Catholic Education Office v Clarke (2004) 138 FCR 121, 143 [103]; Sievwright v Victoria [2012] FCA 118 [174]; Nojin v Commonwealth (2012) 208 FCR 1, 4 [9] (Buchanan J); 52 [176]; 70 [234]; Mulligan v Virgin Australia Airlines Pty Ltd (2015) 234 FCR 207, 248 [153]. 15 Waters v Public Transport Corporation (1991) 173 CLR 349, 407 (McHugh J). 16 Australian Medical Council v Wilson (1996) 68 FCR 46. 17 For example, see Travers v New South Wales [2000] FCA 1565, [17]. 18 Mandla v Dowell Lee [1983] 2 AC 548; Australian Medical Council v Wilson (1996) 68 FCR 46, 80; Travers v New South Wales [2001] FMCA 18, [17]; Clarke v Catholic Education Office [2003] FCA 1085, [49]. 19 Clarke v Catholic Education Office [2003] FCA 1085, [49]; upheld on appeal, Catholic Education Office v Clarke (2004) 128 FCR 121; Hurst v Queensland (2006) FCR 561, 580 [106], 585 [134]. 20 Racial Discrimination Act 1975 (Cth) s 9(1A). 21 For example, Kleinberg, J., Mullainathan, S., & Raghavan, M. ‘Inherent trade-offs in the fair determination of risk scores’, (2016) arXiv preprint arXiv:1609.05807; Dolman, C. & Semenovich, D. Algorithmic Fairness: Some Practical Considerations for Actuaries. Actuaries Summit (2019): https://actuaries.logicaldoc.cloud/ downloadticket?ticketId=e548493a-31d4-4099-a5726a4eeebf5d. 22 Secretary, Department of Foreign Affairs & Trade v Styles (1989) 23 FCR 251, 263; Australian Medical Council v Wilson (1996) 68 FCR 46, 60; Waters v Public Transport Corporation (1991) 173 CLR 349 (reasonableness under DDA); Barngarla Determination Aboriginal Corp RNTBC v District Council of Kimba [2019] FCA 1092. 23 Waters v Public Transport Corporation (1991) 173 CLR 349, 395. 24 Waters v Public Transport Corporation (1991) 173 CLR 349, 395; Sklavos v Australasian College of Dermatologists [2016] FCA 179. 25 Waters v Public Transport Corporation (1991) 173 CLR 349, 363-364, 378, 395. 26 Commonwealth Bank of Australia v Human Rights and Equal Opportunity Commission (1997) 80 FCR 78, 88; State of Victoria v Schou (2004) 8 VR 120, [26]. 27 Waters v Public Transport Corporation (1991) 173 CLR 349, 378.

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