The International Covenant on Economic, Social and Cultural Rights Right to work 28. The Committee is concerned about the persistent high level of unemployment, in particular in the Gaza Strip, and the stark overrepresentation of persons with disabilities and women among the unemployed. The Committee is also concerned about reports that the policies of banking and financial institutions restrict access to loans for women working in the agricultural sector (arts. 3 and 6). 29. The Committee recommends that the State party increase its efforts to address unemployment, for example by implementing targeted public sector employment schemes and by paying particular attention to unemployment in the Gaza Strip and among persons with disabilities and women. The Committee also recommends that the State party establish loan schemes targeting women working in the agricultural sector. 30. The Committee is concerned that the youth unemployment rate, in particular among young people who have completed tertiary education, has increased in recent years and about the lack of sufficient measures to address it (art. 6). 31. The Committee recommends that the State party continue to increase its efforts to address youth unemployment, including among young people who have completed tertiary education, and that it continue its efforts to calibrate education with the needs of the labour market, such as by expanding vocational training. The Committee also recommends that the State party work with its development partners for nationbuilding by enhancing cooperation in training, technology, skills development, vocational guidance, project assistance, budgetary support and legislative measures to improve employment opportunities for young people who are unemployed. Right to just and favourable conditions of work 32. The Committee is concerned about the considerable proportion of workers in the State party who are working in the informal economy and that such workers are de facto not adequately covered by the Palestinian Labour Code (Act No. 7 of 2000). The Committee is also concerned about reports of unsafe working conditions, including instances of injury and death, in particular in the construction, manufacturing and quarrying industries. The Committee is further concerned about reports that the legal minimum wage is not systematically paid by employers and about reports of the withholding of salaries and the deductions of exorbitant administrative fees imposed on persons working in settlements or in Israel proper. Furthermore, the Committee is concerned about the absence of specialized labour courts, despite such courts being prescribed by the Labour Code (art. 7). 31