Figure 11. Home ownership by household structure
Dwelling Owned/Partly Owned
80%
66.4%
64.7%
60%
59.1%
49.8%
48.7%
48.3%
37.4%
40%
51.4%
47.3%
33.4%
31.4%
20%
12.8%
0%
Couple without
children
Couple with
child(rent)
One parent with Two or more
child(ren)
family household
in-work non-poor
One-person
household
Other multiperson
household
in-work poor
Source: IDI 2019. Notes: Working and poverty status as defined in Section 3.
Table 13 shows the in-work poverty rate in relation to both home ownership and household type.
Here we observe sharply contrasting rates of in-work poverty. The in-work poverty rate for home
owners is 5.2 percent, while for renters it is 9.2 percent. A further decomposition according to
household structure uncovers that the gap in in-work poverty rates for homeowners and tenants is
especially wide for couples with children (4.6 percent versus 8.8 percent) and single parents with
children (9.7 percent versus 14.5 percent). The strong association between housing tenure and inwork poverty is consistent with previous research in the UK by Hick and Lanau (2017).
Table 13. Home ownership and in-work poverty rate
Total
Couple
Couple with child(ren)
One parent with child(ren)
Two or more family household
One-person household
Other multi-person household
In-work poverty rate
Dwelling not owned*
Dwelling owned*
9.2%
5.2%
5.2%
4.1%
8.8%
4.6%
14.5%
9.7%
11.7%
6.7%
6.7%
5.7%
14.4%
5.1%
Source: IDI 2019. In-work poverty as defined in Section 3 (average in-work poverty rate is 7.0 percent based on sample of
725,313 working households).
*refers to dwelling owned/not owned in whole or in part by the usual resident(s).
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