Jfflif{s k|ltj]bg cf=j= @)^*÷@)^(
cfof]udf ph'/Lsf] ¿kdf /x]sf a]kQf kfl/Psfx¿sf] l:ylt ;fj{hlgs x'g ;s]sf]
5}g . a]kQf kfl/Psf JolStsf kl/af/sf ;b:ox¿n] /fxt k|fKt ug{ g;s]sf]
u'gf;f] cfO/x]sf] 5 . klxrfg ul/Psf kL8sdfly sfg'gL sf/afxL gePsf] cj:yf
5 . nfdf] ;do;Dd cfkmGtx¿sf] af/]df cglj1 /xg'n] pgLx¿sf] cfkmGtaf/]
;To yfxf kfpg] clwsf/ xgg ePsf] kfOG5 . o;sf] cnfjf kl/af/sf ;b:ox¿n]
;f+:s[lts / wfld{s ljlwadf]lhd sfo{ ug{ kfPsf 5}gg\ .
JolQm ckx/0f u/L l:ylt c1ft t'Nofpg' jf aGws agfpg'nfO{ dfgjLo
sfg'gdflysf] uDeL/ k|xf/ dflgG5 . o; k|ltj]bg cjlwdf klg ckx/0f jf aGws
agfpg] h:tf 36gfx¿ ePsf] kfOG5 . d'ntM ckx/0f sfo{ cfk/flws ;d"x jf
JolStaf6 x'g] u/]sf] b]lvG5 . ;z:q åGåsfndf tTsfnLg g]skf -dfcf]jfbL_ af6
ckx/0f u/L jf sAhfdf lnO{ c1ft t'NofOPsf JolStx¿sf] l:ylt ;fj{hlgs x'g
;s]sf] 5}g . ;/sf/ / dfcf]jfbLaLr ePsf] la:t[t ;Demf}tfdf pNn]v ePadf]lhd
sAhfdf /x]sf JolQmx¿sf] hfgsf/L ;fj{hlgs u/L !% lbgleq ;a}nfO{ d'Qm ug]{
egL pNn]v ul/Psf] lyof] .
åGåsfndf dfcf]jfbLåf/f ank"j{s sAhfdf lnO{ cj:yf c1ft kfl/Psf] egL
cfof]udf ph'/L k/]sf]df pgLx¿sf] cj:yf cem} c1ft 5 . cfof]udf o; jif{
o;;DaGwL hDdf !% j6f ph'/L k/]sf lyP . h;sf] cf/f]lktdf tTsfnLg g]skf dfcf]jfbL_ %, cGo bn jf ;d"x @, c1ft ;d"x * /x]sf 5g\ . o; cjlwdf
cfof]un] cj:yf c1ft;DaGwL # / aGws agfOPsf egL @ cg'udg ;DkGg u¥of] .
@=#= oftgflj?4sf] clwsf/
oftgf dfgj dof{bf / ul/dflj?4sf] cdfgjLo ck/fwhGo sfo{ xf] . oftgfnfO{
dfgjclwsf/sf] uDeL/ pNnª\3gsf] ¿kdf lnOG5 . oftgflj?åsf] dxf;lGw,
!(*$ n] oftgfnfO{ k"0f{tM lgif]w u/]sf] 5 . o;sf] cnfjf dfgjclwsf/sf]
ljZjJofkL 3f]if0ffkq, !($* / gful/s tyf /fhgLlts clwsf/;DaGwL cle;lGw,
!(^^ n] klg oftgf, lgb{oL, cdfgjLo jf ckdfghgs Jojxf/ ug{ lgif]w u/]sf]
5 . l;4fGttM oftgflj?4sf] clwsf/nfO{ cx/0fLo (Non-derogable) cyjf s'g} klg
cj:yfdf xgg jf pNnª\3g ug{ g;lsg] clwsf/sf] ¿kdf lng] ul/G5 . JolQmsf]
cfwf/e"t clwsf/nfO{ ;'/lIft /fVg, /fHonfO{ :j]R5frf/L x'g glbg / /fHo jf
o;sf lgsfox¿af6 y'gfdf /x]sf] cj:yfdf oftgf glbg], lgd{d, cdfgjLo jf
ckdfghgs Jojxf/ gug]{ ljifosf] sfg'gL Pjd\ ;+j}wflgs k|Tofe"ltnfO{ cfjZos
dx;'; ug]{ ul/G5 .
g]kfnsf] cGtl/d ;+ljwfg, @)^# sf] wf/f @^ n] cg';Gwfg, txsLsft jf k'k{Ifsf]
l;nl;nfdf jf c¿ s'g} lsl;dn] y'gfdf /x]sf] s'g} klg JolQmnfO{ zf/Ll/s jf
dfgl;s oftgf glbOg] / lgh;Fu lgd{d, cdfgjLo jf ckdfghgs Jojxf/ ul/g]
5}g eGg] Joj:yf u/L oftgflj?åsf] xsnfO{ ;'lglZrt u/]sf] 5 . ;jf]{Rr
cbfntn] oftgfnfO{ kmf}hbf/L ck/fwsf] bfo/fdf NofO{ sfg'g agfpg lgb]{zg
21