Opinions on the first National Report of Korea on the Convention on the Rights of Persons with Disabilities 2) Recommendation The government should develop measures to improve physical accessibility to medical institutions for persons with disabilities, by introducing a system to grant subsidies or incentives to primary and secondary medical institutions which put in place accessible facilities. 13.2 Insurance purchase by persons with disabilities 1) Current status and problems ① Article 17 of the Anti-Discrimination against Persons with Disabilities Act stipulates that a provider of financial products and services shall not restrict, segregate, exclude or reject persons with disabilities without any legitimate grounds in offering insurance policies. However, complaints about discrimination in insurance due to disabilities have continued to be filed with the Commission, amounting to a total of 331 cases from January 2008 to December 2013. ② In an effort to rectify discrimination against persons with disabilities in the private insurance industry, the Commission issued a recommendation on August 22, 2005 to the Minister of Justice, the Minister of Strategy and Finance, the Governor of the Financial Supervisory Service (FSS) and Prime Minister to delete Article 732 of the Commercial Act, revise the Insurance Business Act and amend the criteria for deliberation on common contracts for persons with disabilities. ③ The government amended Article 732 of the Commercial Act, which stipulated that “insurance policies that insure the death of minors under the age of 15 years, and persons with insanity or mental and physical weakness are invalid”, and installed a conditional provision that persons who are mentally capable NATIONAL HUMAN RIGHTS COMMISSION OF KOREA 32